Pocono Real Estate Blog

Real Estate Advertisement 12-31-11

Commonwealth Real Estate Your Way, LLC ~ Real Estate Advertisement in the Pocono Record

Check out our Real Estate Cyber Sales Ad!!! Check out these amazing homes…also find a coupon for a free home market analysis.

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Real Estate Advertisement 12-17-11

Commonwealth Real Estate Your Way, LLC ~ Real Estate Advertisement in the Pocono Record

Check out our Real Estate Cyber Sales Ad!!! Check out these amazing homes…also find a coupon for a free home market analysis.

Click once to view advertisement, click again to view larger (zoom):

Merry Christmas, from Commonweath Real Estate Your Way

Peace and Goodwill To all.

Our Offices will close today at Noon and your open on Tuesday the 27th Of Dec.

Enjoy!

Dec. 4th 2011 Tree Lighting and Fireworks at Stroudsmoor County Inn

Lighting Day Performance and Activities—Locations as listed:

9:00 to 5:00             Stroudsmoor Inn Towne—enter to win your Holiday Desserts when you visit the Bakery
10:00 to 2:00           Tree Lighting Brunch at The Main Inn—Visit the Stroudsmoor Gingerbread Village at the inn, featured with Gingerbread creations from students of MCTI
10:00 to 10:30         Cadet Troop #50109 lead by Veronica Conte sings holiday songs at the Main Inn
11:00 to 11:30         Brass Ensemble directed by Ralph Harrison entertains at the Main Inn
12:00 to 2:00           Toyland at Terraview sponsoring the US Marine Corps “Toys for Tots” Program
Visit with Mrs. Claus, Santa’s Elves and the US Marines at Terraview. Children who bring a new un-wrapped toy for “Toys for Tots” receive a gift. Professional photos available.
12:00 to 3:00           Sarah’s Playhouse—craft activities for children ages 3 to 10 hosted by Cadet Troop #50109
12:00 to 8:00           Craftsmen’s Market at Terraview
12:00 to 2:00           Readings with Mrs. Claus at Terraview   Presented by the Eastern Monroe Public Library Readings at 12:00, 1:00 and 2:00.  Music with Ms. Julie— Librarian12:30, 1:30, 2:30
12:00 to 3:00           Mrs. Claus’ Buffet Table at Terraview—Join the elves and Mrs. Claus for Lunch
US Marines Lunch sponsored by Delaware Valley Wholesale Florist
12:30 to 1:00           Penn Strings Violin Studio—Violinist Directed by Chris Souza at Terraview
12:30 to 5:30           Petting Zoo— sponsored by ISP Office Solutions in the Terraview Garden
1:00 to 4:00             Art Reception at Auradell Gallery—Artists Susan Bernadette & Jan Ciganick
1:00 to 5:00             Carriage Rides— around the grounds sponsored Stroudsmoor Country Inn
1:00 to 5:00             Smokey Bear and Stroud Township Fire Company— presents fire safety across from Auradell
1:30 to 2:00             East Stroudsburg High School South Choraliers—Directed by Dave Lantz at Terraview
2:00 to 5:00             Pony Rides—  at Terraview Sponsored by Ken Miller Electric
2:30 to 3:00             Pocono Highland Dancers—Directed by Lynn Bustos Dancing at Terraview
3:00 to 8:00             Grand Buffet at The Main Inn—Reservations Required
7:00 to 7:15             Dance of the Wooden Soldiers—Katy Burton Dancers  at Terraview

Lawnhaven Performances:

12:00       Lawnhaven Food Pavilion Opens—Apples and Hot Chocolate are compliments of the Inn.
12:30       TAG DJ – MC Gary Smith Starts the holiday season with festive music
12:45       Lighting the Menorah Sponsored by The Rubin Family
1:00         Pocono Youth Orchestra Directed by Audrey and Tony Simons
2:00         East Stroudsburg Methodist Church Bell Ringers and Singers Director of Music Norman Fox
3:00         McElligott School of Irish Dance Directed by Heather McElligott and Erin Farley
3:45         Mountainhome United Methodist Church Choir Directed by Jenny Galunic
4:30         Plainfield Township 4H sewing Club, Pocono Vocal ArtsYouth Choir and St. Matthew’s Youth Choir
Directed by Marilyn Andress and Melissa knierim
5:00         The Christmas Story—Live Nativity Performed by St. Matthew’s CCD Students
Directed by Mrs. Kathy Van Solkema. Annette & Virgina Shukaitis read The Christmas Story
6:00         Presentations and Sponsor Recognition Words from Andrew Forte, Innkeeper
6:15         Pocono Vocal Arts—Directed by Melissa Knierim sing holiday carols for Santa’s arrival . . . with friends!
6:15         Mr. and Mrs. Santa Claus arrive with Stroud Township Fire Company sponsored by The Fredericks
                Fireworks light up the mountain!!!  Sponsored by commonwealth Real Estate Your Way—Realtor Vickie Brockelman
6:45         Pocono Region Pipes and Drums Directed by Don Riley Pipe Major Pipers lead Santa to Terraview
7:00         Photos with Santa and Mrs. Claus at Terraview

Happy Thanksgiving Advertisement

Commonwealth Real Estate Your Way, LLC ~ Real Estate Advertisement in the Pocono Record

Check out our Real Estate Cyber Sales Ad!!! A sneak peek of our ad showing this Thursday…also find a coupon for a free home market analysis.

Click once to view advertisement, click again to view larger (zoom):

Lock rates before you shop

EMERALD LAKES ASSOCIATION – POCONO COMMUNITIES

Another one of the Fabulous Communities of The Poconos is Emerald Lakes Asoc.

This Community offers:

• Five (5) Lakes – Imagine that! 5, most with beaches and boat access.
• Indoor Pool – enjoy swimming all the year through.
• Outdoor Pool – summer fun!
• The Emerald Grille – cafe for fun at the Indoor Pool (open Thursday, Friday & Sat)
• Tennis and basketball courts – for the outdoor enthusiast in you!
• Playgrounds – get those kids outside and get some exercise.
• Community Center- great for get togethers.

 

 

 

 

 

 

Lunch and Learn at Commonwealth Real Estate Your Way

With the advantages of using all of today’s High Tech tools our Realtors can learn from their desk at home via  conferencing or join in the group training in the office.   

The Realtors at Commonwealth Real Estate Your Way continue to improve their skills to better accommodate today’s Buyers and Seller in this challenging market.      The creyouway advantage is the virtual environment that enables us to work with our clients their way.    Since our doors opened in 2009 we have created an environment that enables our agents to be out working for the clients 100 percent of the time.  They are no longer tried to the office.   Our state of the art phone system and virtual office follows our agents were  ever they are.     We work everyday to assist home buyers and sellers to customize a solution that will work for them.

POCONO FARMS COUNTRY CLUB – Pocono Communities

One of the Fabulous communites of The Poconos is Pocono Farms Country Club Assoc.

This Community offers:

• Clubhouse – Pro shop, Fine Dining at their Restaurant or dine at The Grill. Go where the “locals go.”
• Recreation Center – fitness is key to being the “top of your game”  Meet up with friends, you’ll exercise more.
• Golf Course – 18 hole course with the front nine being designed by Masters Champion, Art Wall Jr.  Tournaments for the NEPA Nationwide Tour Qualifier are hosted here.
• Lake – fishing, sailing, or swimming are all great fun on this Beautiful Lake.
• Pool – Olympic sized awesome pool. Classes are held during the season.
• Tennis and Basketball Courts

 

 

 

 

 

 

 

Country Club with Pro Shop and Restaurant

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Building Credit After a Bankruptcy

Here are some great tips for improving credit scores with a bankruptcy or will very little credit

 

In 2010, over 1.5 million people filed bankruptcy, and 2011 is expected to bring much of the same. Filing bankruptcy is one of the most damaging things to a credit score, potentially dropping your score by 150 points or more, reducing your credit creditworthiness and costing you more in increased finance charges and interest rates. Though bankruptcy remains on your credit report for 7 to 10 years, there are steps you can take to start turning your credit around in 12-18 months.

 

Check your credit report: This is probably the last thing you want to do, but it’s important to know exactly your current credit status, while also confirming all information is correct. The longer incorrect information stays on your credit report the longer it could possibly negatively affect your credit score.

 

Go to www.annualcreditreport.com and pull your credit report. This free report will not contain a credit score, but you just want to make sure everything that should have been discharged in your bankruptcy shows a zero balance. If it doesn’t, contact those creditors and the credit bureau to make sure the information gets updated.

 

Make on-time payments to remaining debts:  Many people mistakenly believe that a bankruptcy will wipe out all debts, but some, such as student loans, child support and, in many cases, mortgages will not be discharged. By keeping on top of payments on those remaining loans, you’ll receive a credit boost for paying your bills over time.

 

Get a Secured Credit Card:   Secured credit cards let you take baby steps back into the credit game. To offset the card issuer’s risk, secured cards require a deposit that serves as your credit line, so if you put down $1,000, you’ll have $1,000 in credit available. Apply for a secured credit card through a local bank or credit union, but make sure you do your research first. Many secured credit cards have extremely high fees, and not all report to the bureaus. Make sure the card you are using has the lowest APR, low fees and most importantly reports to the credit bureaus.

 

Obtain a small loan with your bank or credit union:  Many banks and credit unions will allow you to take out a personal installment loan based on the money in your savings account. FICO likes to see a “healthy mix” of credit lines, such as both revolving and installment. Getting an installment loan that is secured by your savings will allow you to start building credit through another resource other than the secured credit card. Remember to ask your bank or credit union if this loan will be reported to all 3 bureaus. The key is to build credit and increase your credit score. If the hard work you are doing is not being reported, you will not see any of the benefit.

 

And lastly, after several months of responsibly using your secured credit card, (paying on time, keeping balances low, etc) and making your monthly installments on your secured loan on time, you should be able to get approved for an unsecured credit card. Apply for a small gas card, or a department store card, as these are typically easier to obtain.

 

Once you’ve shown your ability to pay on time and your credit score has raised accordingly, ask the card issuer to lower your rate, or apply for a card with better terms. There’s no one-size-fits-all approach to rebuilding credit after bankruptcy, but with consistent financial discipline and a little patience, you will get easier access to credit again.

 Contact Bill Cullen for personailzed service

570-424-1289

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